If you plan on getting or have a Cavalier King Charles Spaniel pet insurance must be considered. We’ve researched some of the most popular insurers on the market to help you find the Best Cavalier king Charles Spaniel Pet Insurance for your Dog.
Why You Need Cavalier King Charles Spaniel Pet Insurance
Our pets become part of the family. Your Cavalier King Charles Spaniel will be no different.
Maybe you’re not sure what it is, or where to buy it. Below is a summary of what Pet Insurance provides, who are the best insurers in the market and why we think Pet Insurance is so important.
Think Pet insurance is too expensive? Think Again.
According to Money Supermarket the cost of an average vet bill is a whopping:
$350 / £300
Can you really afford not to take out pet insurance?
What is Cavalier King Charles Spaniel Pet Insurance?
Pet insurance is just like private medical insurance for a person, just for your dog. Unlike in the US or the UK with the NHS, pets don’t have access to free medical care.
Pet insurance pays either part or all of the veterinarian fees depending on the policy.
Some pet insurance policies offer payouts if your King Charles Cavalier dies or is lost.
For people, your insurance dictates where you can go to receive different treatments. For your Cavalier King Charle’s you can usually go to any veterinary office for treatment, but make sure to read the policy documents thoroughly as some may have preferred veterinary partners.
With some pet insurance policies, you pay out of pocket, then submit your claim. This can leave you out of pocket until the insurance company reimburses you.
Like human health insurance, pre-existing conditions are generally not covered.
Depending on what type of policy you get depends on how much you’ll have to pay per month.
As you can see pet insurance is not much different from human insurance.
How to choose the best Pet Insurance for your Spaniel
Picking an insurance that is best for your Cavalier King Charles Spaniel may seem daunting at first.
There are some things you should look at before buying. There are a lot of different pet insurance plans. Make sure you read each option to ensure you pick the right one for your dog and wallet.
Beware of low-priced policies. They may seem like a deal but may not cover much.
Check to see if the insurer charges more or less for a Cavalier King Charles Spaniel than other breeds.
Some pet insurers require your dog to be a certain age, usually at least 8 weeks old. Some won’t cover pets past a certain age as well.
If you have more than 1 Cavalier King Charles Spaniel the insurer may have a package deal. Which may save you somemoney.
Checking the deductibles, co-pays, and caps is a very smart move. Some insurers only cover 80% while others will cover 100% depending on what your pet needs. Make sure you get the coverage that’s best.
Finally, it’s good to check for additional coverage that you can add on. Some may even include regular flea and worming treatments.
Those are just a few tips and tricks to finding a good pet insurance plan for your Cavalier King Charles Spaniel.
Why risk not insuring your pet?
You have insurance on your house, car, health, and life. Why wouldn’t you ensure another part of your life, your Cavalier King Charles Spaniel?
Pet insurance is a smart move for you and your pet. Insurance will make sure that your pet gets the treatment it needs by helping you pay for the costs.
Cavalier King Charles Spaniel Pet Insurance is a wise choice considering their plethora of health issues.
Having pet insurance could save you from picking between going into debt and having to put your Cavalier King Charles Spaniel to sleep. As sad as it sounds without pet insurance that could happen.
Finding and buying pet insurance is the best choice you can make for your Cavalier King Charles Spaniel. It is also the responsible choice.